The storm history, how Missouri licenses roofers, and the questions we ask any St. Louis contractor before we feature them.
The St. Louis metro takes hail, straight-line wind, the occasional derecho, and tornadoes, including the destructive March 2025 event that drove a wave of roofing claims across the region. Winters add freeze-thaw and ice-dam risk on north-facing and low-slope sections. Hail and wind are the main drivers of storm-damage insurance claims here.
How Missouri regulates roofers
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Missouri does not issue a statewide roofing license. Since January 1, 2023, every roofing contractor must register with the Missouri Department of Commerce & Insurance under Senate Bill 326, proving at least $1 million in general liability, an active workers' compensation policy, and motor-vehicle insurance. Separately, the City of St. Louis licenses roofing contractors for work inside city limits. We verify a roofer's registration and that they carry liability and workers' compensation coverage.
Every roofer on this page cleared the same vetting before we listed them: we confirmed their registration and insurance, checked their manufacturer certifications, and read their reviews across Google, BBB, and Facebook. We keep each city's list short on purpose, a few roofers we would actually call ourselves, not every name in town. Treat it as a strong head start, not a substitute for your own diligence: always confirm registration, insurance, and the written warranty before you sign.