Topic
Claims guides
Every The Roofers Guide guide tagged claims. Practical, vetted, written for homeowners hiring a roofer rather than for search engines.
Materials
Class 4 impact-resistant shingles: which SKUs qualify, which insurers discount, and what it costs
The five Class 4 shingles homeowners actually see on bids, the UL 2218 test that defines the rating, and the state-by-state insurance discount table (Alabama 35 to 55 percent, Mississippi MWUA 20 to 30 percent).
11 min read→
Insurance
ACV vs RCV on a roof claim: which one you have, and what the gap costs you
ACV pays you what the roof was worth depreciated. RCV pays for a new roof, eventually. Here is which one you have, how to read the dec page, and the 180-day recoverable-depreciation clock that doubles the settlement.
9 min read→